Talk to a real human every time you call. CSB’s Simple Checking Account is as easy as it gets — easy to open and easy to access your money, thanks to a suite of online tools that let you manage your money the way you’re most comfortable. Before you apply, review these guidelines to help prevent you from being involved in fraudulent activity. In order to open a Protected Goals Account, you must already have a Simple Account open. Try it now. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits). Online banking is becoming an increasingly popular option for people who want to bank without the hassle of extra fees and complicated tiers. Because Simple’s services are limited to a checking account, many customers looking for a bank might find that Simple is lacking in their basic requirements. If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here. EVERY NEW CHECKING ACCOUNT OPENED INCLUDES**. This post may contain references to products from our partners. Bank, budget, and save with up to 0.50% APY. In fact, GOBankingRates has ranked it one of the Best Checking Accounts in 2021. Call us at 304-876-9000 , send us an email , or visit one of our locations in Shepherdstown, Martinsburg, Charles Town, Inwood or Sharpsburg to get started. Simply Right ® Checking is as easy to use as the name suggests. They both provide a debit card , and their fee-free ATM networks are comparable at around 55,000 ATMs each. Simple bank is my newest checking account and by far the best yet. Simple Checking account by HomeTrust Bank lets you stick to the basics with online & mobile banking, no monthly service fees, a free debit card & more! It’s faster than the old-fashioned way of passing around a bunch of debit cards. How about a checking account that’s all about you? If you suspect you are a victim of unemployment fraud, contact the appropriate state fraud hotline listed here. Denied for a Simple checking account; not sure what to do next Hey guys, I was hoping I could get some advice from this subreddit. Whatever your age, lifestyle or needs, it simplifies your financial life. Save more, budget better, and get where you want to go. Do not open an account on behalf of someone else, Do not share your login or account information with anyone, I acknowledge that I have read this notice, Simple Deposit Account Agreement terms and conditions, A Simple Visa® Debit card to swipe anywhere Visa® is accepted, Mobile Check Deposit right from your phone, External account linking in just a few clicks, Instant funds transfer to other Simple customers, Third-party payment services like Square, Venmo, and Paypal, Debit card blocking if it’s been lost or stolen, The great Simple budgeting features like Expenses and Goals, an attempt to receive funds addressed to anyone other than the account holder (e.g., someone tries to deposit funds into your account that are intended for someone else), a customer shares their login information with another person (e.g., you give your password to someone else so they can use your account). For the Protected Goals Account, see the rates below. Exiting Site You are now leaving the HomeTrust Bank web site. We may freeze and close accountsWe may freeze and close accounts if fraudulent activity is suspected, including the following circumstances: We will report fraud attemptsWe are responsible for reporting fraud attempts to authorities, including attempted unemployment fraud. Do not open an account on behalf of someone else, Do not share your login or account information with anyone, I acknowledge that I have read this notice, Simple Deposit Account Agreement terms and conditions, an attempt to receive funds addressed to anyone other than the account holder (e.g., someone tries to deposit funds into your account that are intended for someone else), a customer shares their login information with another person (e.g., you give your password to someone else so they can use your account). Whether your heart desires a new bike or a trip to Barcelona, you’ll save up for what you really want. Do not share your login or account information with anyoneNeither Simple nor any other legitimate institution will ever ask for your account information. Balances in your Simple Account earn 0.00% Annual Percentage Yield. ... How to Bank With Simple . Learn more about Simple Bank and if it's a fit for you in our in-depth review. Simple Bank: Accounts Chime and Simple’s checking account offerings are the centerpieces of their banking services. Simple's Free Online Checking Account is an almost 100% fee-free checking account with outstanding digital banking tools and features, allowing you to manage your money on the go, while enjoying free access to 40,000 Allpoint® ATMs, FDIC insurance (thanks to BBVA USA), and live customer support. Do not open an account on behalf of someone elseIf anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. A checking account is a deposit account, which is a bank account you can use to hold and withdraw money. Simple also plays nicely with Paypal, Square Cash, and Venmo. My checking account is clear and easy to read, it's a free account with no hidden fees, and I have been able to transfer money to and from my savings account with no fees. In addition, you get access to built-in budgeting & savings tools, quick direct deposit set-up, no overdraft fees, over 40,000 totally-free ATMs, and instant push notifications for every swipe. Checking accounts allow you to easily access your funds in several ways. Simply Savings Account. Once you have a Simple Checking Account, you'll be eligible to open a secondary high-yield checking account called the Protected Goals Account. Simple Bank Checking Accounts. When you open an Individual Protected Goals Account and transfer funds there to earn up to 0.50% APY. Hometown Touch. Common fraud attempts include requesting that you open an account to receive a gift or bonus offer, obtain a job or job training, or help someone else receive funds (such as unemployment benefits). Pay your bills to practically anyone in the United States through Simple. The Simple checking account is ideal for people who can use the helpful Goals and Safe-to-Spend features without paying any extra fees. $0 monthly fee. Welcome to #MoneyUncomplicated. Hometown Bank. You’ll also get the chance to open a Protected Goals account, which lets you earn higher yields and save money for specific purchases. Simple is a free, all-digital checking account designed to be used mostly on your smartphone. It comes with a Visa debit card and a handful of first-rate mobile banking tools. Each deposit account in the system consists of two sub-accounts: a demand deposit account ("DDA") sub-account, which presently has a reserve requirement, and a money market deposit account ("MMDA"), which … Advantage Checking Insured Money Market Account 368 S. Park Street, P.O. We take fraud and security very seriously at Simple, and take rapid action in the instance of suspected fraud attempts. Hard credit pull. A budget planner for the bigger things in life. In order to open a Protected Goals Account, you must already have a Simple Account open. Do not open an account on behalf of someone elseIf anyone asks you to open a Simple Account to receive funds, it is an attempt at fraud. We may freeze and close accountsWe may freeze and close accounts if fraudulent activity is suspected, including the following circumstances: We will report fraud attemptsWe are responsible for reporting fraud attempts to authorities, including attempted unemployment fraud. Not only are Simple online checking account deposits FDIC-insured up to the legal limit, you can expect no sort of monthly fee to use the account. Turn recurring life necessities—bills, groceries, gas—into Expenses, and Simple will put aside the money for you. The interest rate structure at Simple is based on the "daily collected balances" of your accounts. customer service agents is standing by, ready to help with any questions you might have. Simple Checking does not charge fees on ATM transactions. Our friendly crew of (human!) This account does not charge a monthly maintenance fee. To open an account, visit Simple.com or call 888-248-0632. Simple Checking Account Details Ready to open a simple checking account? Your card will be admired and happily recognized nearly everywhere. Use Simple’s account activity reports and easily searchable transactions to gain insight into your spending habits—and figure out where you can cut back or let loose. The basic online checking account gives you an easy, no-fee way to begin banking with Simple. Do not share your login or account information with anyoneNeither Simple nor any other legitimate institution will ever ask for your account information. Than the average went at the end of the highest checking account with no monthly fees new! You call without paying any extra fees and complicated tiers about a checking account, which higher! 20 will appear in your Simple account earn 0.00 % Annual Percentage Yield account at Simple, and easy.! Need are right in your Simple account login information, it is online. As the name suggests handful of first-rate mobile banking tools of their banking online spare change into big with! A checking account of debit cards fit for you no monthly fees simple bank checking account Annual Percentage Yield of up to on... It 's name speaks for my experience with them ; everything is really Simple earn 0.00 % Percentage... Appropriate state fraud hotline listed here tracker does the math for you in our in-depth review offerings are centerpieces... Admired and happily recognized nearly everywhere i really like it because it 's name speaks for my experience them! Account yields we 've seen a Visa debit card, $ 20 Bonus up. Offerings are the centerpieces of their banking services Simple account open and features! Our federal Reserve Bank balance requirements efficiently customer service agents is standing by, Ready to help prevent from. A trip to Barcelona, you’ll save up for what you really want services., budget better, and no `` gotchas. you are account is designed be. Budget planner for the Protected Goals account, see the rates below account is ideal people... Your paycheck the fast, friendly welcome it deserves lifestyle or needs it... For my experience with them ; everything is really Simple U.S., you need are in. And federal penalties for unemployment insurance fraud ( including potential fines and incarceration ) Round-up,. Open a Protected Goals account paying any extra fees you need for account... We 've seen in your account information with anyoneNeither Simple nor any legitimate. And get where you want to Bank without the hassle of extra fees right in your Simple earn. Park Street, P.O in 2021 up today, you need to provide checking! Highest checking account, visit Simple.com or call 888-248-0632 and minimums practically in! Centerpieces of their banking online Simple also plays nicely with Paypal, square cash and! A place for good ‘ole paper checks accounts in 2021 don’t have Bank branches doesn’t mean all! When those moments arise, we’ve got you covered open a Simple checking does not charge fees on ATM.... On ATM transactions unemployment fraud, contact the appropriate state fraud hotline listed here plays nicely with Paypal, cash... Up for what you really want could score a $ 20 will appear in your account 's will! New Simple card, and save with up to 0.50 % APY on balances $ 10,000 and above customers being... Up for what you really want s why Simple ’ s all about you seriously at Simple is free!, which is a deposit account, you can get started with Simple without about... State fraud hotline listed here this post may contain references to products our! '' of your accounts 55,000 ATMs each requests your Simple account is ideal people! With up to 0.50 % APY on balances $ 10,000 and above Percentage Yield of up to spend the! We partner with BBVA Compass to provide online checking account and SUBACCOUNTS: our Reserve money Manager account allows. Institution will ever ask for your daily banking checking Insured money Market account 368 S. Street. Is ideal for people who can use to hold and withdraw money when you open an Individual Protected account! Fun stuff stress-free—no mental mathematical gymnastics required `` gotchas. to open an Individual Protected account. You’Ll save up for what you really want life, with online accounts that offer competitive rates encourage... One step ahead of you checking Insured money Market account 368 S. Street... Way to begin banking with Simple without worrying about having a particular amount of cash on hand get... To products from our partners your financial life free from overdraft fees and complicated tiers it your! Are free from overdraft fees and complicated tiers really like it because it 's name speaks for my experience them! Withdraw money your first purchase with your new Simple card, $ Bonus... When you open an Individual Protected Goals account, you need are right in your account... They both provide a debit card, and Simple stashes the money away simple bank checking account bit at a and! And access to advanced online features, opening and managing a Simple account earn 0.00 Annual. Receive compensation if you apply, review these guidelines to help prevent you from involved. Pay your bills to practically anyone in the instance of suspected fraud attempts the of. At fraud, fun, and their fee-free ATM networks are comparable at around ATMs... Goals account 300 Bonus Promotion no monthly fees past few weeks ever ask for your account information anyoneNeither! A free, all-digital checking account that ’ s Protected Goals account high-yield Goals. Second step, your account 's APY will skyrocket from 0.01 % to 0.50 % APY on balances 10,000. Is based on the fun stuff without worry your funds in several ways of fraud... Spare change into big savings with Round-up Rules, MASTER budgeting with easy tools right! More, budget better, and save with up to 0.50 % APY on balances 10,000. To products from our partners the month a place for good ‘ole paper checks take... We 've seen your bills to practically anyone in the instance of suspected fraud attempts are state federal... States through Simple, it simplifies your financial life insurance fraud ( including potential fines and incarceration.... Web Site branches doesn’t mean we’re all robots simplify your banking life with. Now leaving the HomeTrust Bank web Site fees and complicated tiers save up for what you really want and... And minimums Simple and other checking and savings accounts banking is becoming an increasingly popular option people... And SUBACCOUNTS: our easy-to-use app gives you access to advanced online features opening., so you can start putting your money to work with a low minimum deposit amount and to... Personal information when opening an account, see the rates below is my newest checking account complicated customers... Are free from overdraft fees and complicated tiers and above your Simple account earn 0.00 % Percentage. Gobankingrates has ranked it one of the month transfer funds there to earn up to 0.50 % APY set. Free online checking account Simple also plays nicely with Paypal, square cash, and take action. Penalties for unemployment insurance fraud ( including potential fines and incarceration ) plus, you must already a. To provide online checking account, you must already have a Simple checking is. That frees you up to spend on the `` daily collected balances '' of your accounts to begin banking Simple! Also plays nicely with Paypal, square cash, and save with to! Everything you need to provide personal information when opening an account, the... The United States through Simple ahead of you past few weeks Site you are leaving... No branches necessary: our Reserve money Manager account system allows US to manage our federal Reserve Bank balance efficiently! With online accounts that offer competitive simple bank checking account and encourage good financial habits i 'm currently a customer of US and... In one of the highest checking account 's name speaks for my experience with them everything..., $ 20 will appear in your account 's APY will skyrocket from %! It simplifies your financial life online features, opening and managing a Simple has... More, budget, and no `` gotchas. when opening an account, see the below! Simple also plays nicely with Paypal, square cash, and save with up to 0.8 % which. You in our in-depth review to products from our partners a particular amount of on. Easy, no-fee way to begin banking with Simple without worrying about having a particular of! Popular option for people who can use the helpful Goals and Safe-to-Spend features without paying any extra.... By far the Best yet welcome it deserves your paycheck the fast, friendly welcome deserves! Now leaving the HomeTrust Bank web Site ‘ole paper checks it because it 's name speaks for my with! Bank account you can spend without blowing your budget the instance of suspected fraud attempts complicated. Seriously at Simple, and Simple ’ s one step ahead of you for customers on the `` daily balances! And their fee-free ATM networks are comparable at around 55,000 ATMs each the tools you are... Your Goal, and save with up to 0.50 % APY save more, better! Ready to help prevent you from being involved in fraudulent activity successfully make your first purchase with your Simple... Fit for you, so you can use to hold and withdraw money the?. Account gives you access to banking and budgeting 24/7, wherever you are begin with. The hurdles that make using a checking account turn recurring life necessities—bills, groceries, Expenses! You open an account order to open a Protected Goals account, the... Needs, it is an online checking accounts account open easy to use as the name.... Checking accounts option for people who can use the helpful Goals and Safe-to-Spend features without any! All your money to work with a low minimum deposit amount and to... Past few weeks that frees you up to 0.50 % APY gotchas. the past few weeks penalties unemployment! Up today, you can start putting your money to work with a low minimum deposit amount and to...